Please read these Terms and Conditions carefully before using bk99. By registering an account or accessing any part of the platform, you confirm that you have read, understood and agreed to everything set out here.
Key Facts
These Terms and Conditions govern your use of the bk99 platform at bk99-app.net, including all games, sports betting markets, VIP Club features and payment services. By creating an account or placing any bet, you accept these terms in full. If you do not agree, you should not use bk99.
These Terms and Conditions constitute a legally binding agreement between you ("the Player") and bk99 ("the Platform", "we", "us"). This agreement is entered into when you register a bk99 account, make a deposit or place a bet — whichever happens first. Your continued use of bk99 following any update to these Terms constitutes fresh acceptance of the revised version.
bk99 strongly recommends that you read all sections of these Terms in full before registering. We have tried to write them in plain language that is easy to understand, but if anything is unclear you are welcome to contact our support team before proceeding.
These Terms should be read alongside the bk99 Privacy Policy and the Responsible Gaming policy, both of which form part of the overall agreement between you and the platform.
You must be at least 18 years of age to register and use bk99. We operate a strict minimum age policy and reserve the right to request proof of age at any time. Any account found to belong to a person under the age of 18 will be closed immediately and all funds returned to the payment method used for deposits, after verification.
bk99 is operated for players based in Pakistan. By registering, you confirm that you are accessing the platform from a jurisdiction where online gaming is not explicitly prohibited for you personally. It is your responsibility to satisfy yourself on this point.
Each player is permitted to hold exactly one bk99 account. Operating multiple accounts — whether in your own name, under a different identity or on behalf of another person — is strictly prohibited. Where multiple accounts are identified as belonging to the same person, bk99 reserves the right to close all accounts, withhold bonus balances and conduct a full review of all associated transactions.
You must provide truthful, accurate and complete information when registering your bk99 account, including your name, phone number and any other details requested. Providing false information at registration is grounds for immediate account closure. bk99 may carry out identity verification at any stage and will request supporting documents in accordance with standard KYC (Know Your Customer) practice.
Operating under a false identity or sharing your account with another person is a serious breach of these Terms and will result in account suspension and forfeiture of any funds held.
You are solely responsible for keeping your bk99 login credentials — username and password — confidential. Do not share your password with anyone. bk99 support staff will never ask for your password. If you believe your account has been accessed by an unauthorised third party, contact bk99 support immediately.
All bets, deposits and withdrawals made from your account are treated as having been made by you unless you notify bk99 of a security breach promptly after becoming aware of it. bk99 is not liable for losses that result from your failure to keep login credentials secure.
An account is considered inactive if there has been no login, deposit or bet for a continuous period of 12 months. bk99 may apply an inactivity fee of Rs 200 per month to inactive accounts with a balance. You will receive notice before fees begin to be deducted. Accounts that reach a zero balance due to inactivity fees may be closed.
You may request closure of your bk99 account at any time by contacting support. Before closure, any remaining balance will be returned to your registered payment method subject to standard withdrawal verification. Self-exclusion requests are handled separately under the Responsible Gaming policy.
bk99 currently accepts deposits via the following methods:
All deposits must be made from a payment method that belongs to you personally. Third-party deposits are not permitted. Using a payment method belonging to another person is a breach of these Terms and may result in account closure.
The minimum single deposit at bk99 is Rs 200. Maximum deposit limits vary by payment method and may be subject to individual account-level limits based on your verified status. Deposits using Easypaisa and JazzCash are credited instantly. IBFT transfers may take up to 30 minutes during banking hours.
All bk99 accounts are denominated in Pakistani Rupees (PKR). Deposits made in other currencies will be converted at the prevailing exchange rate at the time of processing. bk99 does not charge currency conversion fees but your bank or wallet provider may do so.
bk99 does not accept cash deposits, cryptocurrency, gift cards or any payment method not listed above. Contact support if you are unsure about a specific payment method before sending funds.
bk99 aims to process all withdrawal requests within 3 to 5 minutes of approval during normal operating hours. Requests submitted outside core hours may take slightly longer but are processed as soon as the payment team is available. The vast majority of withdrawals are completed automatically without manual review.
Withdrawals can only be made to the same payment method used to make the original deposit, except where that method does not support incoming transfers (such as some card types), in which case an alternative verified method will be used. This policy exists to prevent money laundering and protects both players and the platform.
The minimum withdrawal amount at bk99 is Rs 500. There is no maximum withdrawal limit set at the platform level for standard accounts, though individual high-volume withdrawals may be subject to enhanced verification under anti-money laundering requirements.
bk99 may request identity verification documents before processing withdrawal requests. This is standard practice and applies when a player has not previously been verified, when a withdrawal request exceeds a certain threshold or when the security team flags a transaction for review. Providing documentation promptly will avoid delays.
Where a player has claimed a bk99 bonus, a wagering requirement must be met before bonus-derived winnings can be withdrawn. The specific wagering requirement applicable to each bonus is stated in that bonus's individual terms. Real-money deposits not derived from a bonus are not subject to wagering requirements and can be withdrawn at any time subject to the verification rules above.
Withdrawal requests will be suspended if bk99 identifies suspicious activity on an account. The account will remain under review until the investigation is complete. Verified legitimate players are not affected by this process beyond a potential delay.
All bonuses and promotional offers made available by bk99 are subject to these general terms in addition to any promotion-specific terms published at the time the offer is active. Where there is any conflict, the promotion-specific terms take precedence.
New bk99 players may be eligible for a welcome bonus on their first qualifying deposit. The bonus percentage, maximum bonus amount and wagering requirement applicable to the welcome offer are stated in the registration flow and on the promotions page. The welcome bonus is available to each eligible player once only and cannot be claimed again under a different account or with a different payment method.
Bonus funds must be wagered a specified number of times before they or any winnings derived from them become eligible for withdrawal. Wagering contributions from different game types may vary — for example, PSL betting may contribute 100% toward a wagering requirement while certain other game types contribute a lower percentage. Specific contribution rates are listed in each bonus's terms.
bk99 reserves the right to void bonuses and associated winnings in cases where bonus abuse is identified. Bonus abuse includes, but is not limited to: creating multiple accounts to claim the same bonus more than once, coordinating with other players to reduce risk on bonus wagers, using arbitrage strategies specifically designed to exploit bonus terms, or any other behaviour that bk99 determines in good faith to be an attempt to extract value from a promotion contrary to its intended purpose.
The bk99 VIP Club operates under its own terms accessible on the VIP Club page. VIP points are earned on qualifying real-money play and cannot be accumulated on bonus bets. Points and tier status are reviewed periodically and may be adjusted based on account activity over the preceding review period.
All bk99 software-based games — including Teen Patti, Poker, Ludo and slot-style games — use a Random Number Generator (RNG) that has been independently tested and certified for statistical fairness. The outcome of each game is determined by genuine randomness and is not influenced by the platform, previous results or any external factor.
Live dealer games at bk99 are operated by professional dealers in monitored studio environments. Physical cards, dice and equipment are used. bk99 live dealer operations are subject to independent audit to verify dealing integrity and game authenticity.
PSL betting and other sports markets at bk99 are settled according to official match results from recognised governing bodies. In the event of a match cancellation, abandonment or void result, bk99 will apply the settlement rules stated in the individual market's terms. The platform monitors betting patterns and cooperates with integrity bodies to identify unusual activity.
In the event of a game error, software malfunction or incorrect odds display, bk99 reserves the right to void affected bets and return stakes to players' accounts. Winnings resulting from an obvious error — such as a clearly incorrect odds display — may be voided even if the bet has been accepted and settled. bk99 will communicate the reason for any such action to affected players.
The house edge applicable to each game type is available from bk99 support on request. bk99 does not manipulate outcomes in its favour beyond the standard published house edge.
bk99 is committed to promoting responsible gaming among all its players. Gambling is a form of entertainment and should be treated as such. We provide the following tools to help players manage their activity:
All responsible gaming tools are available from your bk99 account settings. Players who believe they may have a gambling problem are strongly encouraged to use self-exclusion and to seek support from independent organisations. Full details are on the bk99 Responsible Gaming page.
bk99 reserves the right to impose restrictions on an account at its discretion where the platform's responsible gaming monitoring systems identify patterns consistent with problem gambling, even where the player has not self-identified.
The following activities are prohibited on bk99 and will result in account suspension, forfeiture of funds and, where applicable, reporting to relevant authorities:
bk99 monitors all account activity for the prohibited behaviours listed above. Detection may be immediate or result from retrospective review. Players under investigation may have their accounts temporarily frozen pending the outcome of that review.
All content on the bk99 platform — including but not limited to game software, visual design, logos, branding, text, promotional materials, and the platform architecture itself — is the intellectual property of bk99 or its licensed content providers. You are granted a limited, non-exclusive, non-transferable licence to use the bk99 platform solely for personal gaming purposes in accordance with these Terms.
You may not copy, reproduce, distribute, publish, display or create derivative works from any bk99 content without prior written consent. This includes screenshots of game outcomes, UI components or any other elements of the platform shared for commercial purposes.
bk99 collects, stores and processes personal data in accordance with its Privacy Policy, which forms part of these Terms. By registering on bk99, you consent to the collection and use of your data as described in that policy.
Key points from the Privacy Policy relevant to these Terms:
bk99 provides its platform on an "as is" basis. While we take all reasonable steps to ensure availability and reliability, we do not guarantee uninterrupted access and are not liable for losses arising from:
bk99's maximum liability to any player in respect of any single incident is limited to the value of the deposit made in connection with that incident. This limitation does not apply to claims arising from our own fraud, wilful misconduct or gross negligence.
Gambling involves risk. There is no guarantee of profit from any game or market on bk99. Only wager money you can afford to lose. Past performance of any game, player or team is not indicative of future results.
bk99 may suspend or close any account at its discretion where it has reasonable grounds to believe that these Terms have been breached, where fraud or criminal activity is suspected, or where continued operation of the account poses a risk to the platform's integrity. Where an account is suspended for investigation, the player will be notified promptly.
Where an account is closed by bk99 for breach of these Terms, any bonus balance and associated winnings are forfeited. Real-money balances may be returned subject to the outcome of any investigation and after any outstanding liability to bk99 has been deducted. Where fraud is confirmed, bk99 reserves the right to retain all funds pending legal proceedings.
Players who wish to close their bk99 account voluntarily should contact support with a closure request. All genuine real-money balances will be returned to the player's verified payment method. Self-exclusion requests are processed under the Responsible Gaming policy rather than under general account closure procedures.
bk99 reserves the right to amend these Terms and Conditions at any time. Where a change is material, we will notify registered players via their registered contact details at least 7 days before the change takes effect. Non-material updates — such as corrections of typographical errors or clarifications that do not change the substance of a term — may be made without prior notice.
The current version of these Terms is always accessible at bk99-app.net/terms-conditions and carries the effective date at the top of the page. Your continued use of bk99 following a notified amendment constitutes acceptance of the revised Terms.
These Terms and the relationship between you and bk99 are governed by applicable law. In the event of a dispute, we strongly encourage players to contact bk99 support in the first instance — the vast majority of complaints are resolved at this stage without the need for formal escalation.
If a complaint cannot be resolved through direct support contact, a formal complaint may be submitted in writing to support@bk99-app.net. bk99 will acknowledge formal complaints within 5 business days and aim to provide a substantive response within 28 days.
Where a dispute cannot be resolved through bk99's internal complaints process, the parties agree to attempt mediation before pursuing formal legal proceedings. Nothing in this section limits your statutory rights.
For questions about these Terms and Conditions, your account, payments or any other matter, you can contact bk99 using the following details:
We are happy to explain any part of these Terms in more detail. Our support team operates in English and Urdu and is available around the clock.
A summary of the most important protections and obligations that apply to every bk99 account.
Easypaisa and JazzCash deposits credit instantly. Withdrawal requests process in 3 to 5 minutes under normal conditions. These timelines are commitments, not aspirations.
All bk99 RNG games are independently audited. Live dealer tables run under monitored studio conditions. Game integrity is non-negotiable at bk99.
Deposit limits, self-exclusion, session reminders and 24/7 support are all available to every bk99 player as standard features, not optional extras.
SSL encryption protects all data transmitted on bk99. Personal information is used only for account operation, KYC and payment purposes — never sold to third parties.
The single-account policy protects the fairness of all bk99 games and promotions. Every player competes and earns bonuses on equal terms.
The bk99 support team is available around the clock and knows the platform, the games and the payment methods. Questions about these Terms get real answers, not automated responses.
You've Read the Terms
Now that you know the rules, come and play. Teen Patti, PSL Betting, Poker, Ludo — all on bk99 with instant Easypaisa and JazzCash payouts.
18+ only · Responsible Gaming · Privacy Policy